Preheat oven to 325°
Spray and line a 9” x 4" loaf pan with parchment paper. The same pan already prepped from the crumble recipe
Combine all dry ingredients, sift, and set aside
Combine the honey, butter, and milk into a saucepan and warm over medium heat until combined and slightly warm
Remove from heat, zest oranges directly into saucepan. Add the egg and whisk to combine
Place the dry ingredients in a mixing bowl and make a well in the center
Add the liquids in 3 equal additions, using a whisk to gradually stir in each addition focusing on the center and slowly moving outward
Mixture should remain semi fluid, like a batter, throughout this mixing step
Fold the chopped 1 1/4 cup Guittard Organic 38% Milk Couverture Chocolate Wafers (12oz) into the batter
Pour the batter into the loaf pan with the pre baked crumble base
Bake for 45-50 minutes, top should spring back when lightly pressed